Act Fast: Elevated Bonuses on All Three IHG Credit Cards — Up to 200,000 Points!

If you’ve been eyeing one of the IHG credit cards, now’s the time to pull the trigger. Chase has launched elevated welcome bonuses across all three IHG One Rewards cards, and the window is limited. Whether you want premium points, free nights, or big returns on spending, these offers present solid opportunities — but you’ll want to act before they expire.

Here’s a breakdown of what’s on offer, how to evaluate which card makes sense for you, and tips to make the most of the promotion.

✨ What the Elevated Bonuses Look Like

These offers are available only for new cardmembers (or those who meet the eligibility rules) and will expire soon. Below are the current elevated bonuses:

Card	Annual Fee	Elevated Bonus Offer	Requirements
IHG One Rewards Premier (Personal)	$99	165,000 IHG points	$3,000 spend in first 3 months
IHG One Rewards Traveler (No Fee)	$0	2 Free Nights + 40,000 bonus points	$2,000 spend in first 3 months
IHG One Rewards Premier Business	$99	Up to 200,000 IHG points	140,000 points after $4,000 spend in 3 months + 60,000 more after reaching $9,000 total spend in first 6 months

You’ll notice the business version’s bonus is structured in tiers, with the maximum bonus unlocked only if you hit the higher spending threshold.

🚥 Which Card Should You Pick?

Here are some guiding questions to help you decide:

• Do you want a no-fee option?
  The Traveler card gives you a high-value bonus and free night certificates without an annual fee. If your volume of hotel stays or IHG loyalty is moderate, this may be enough.
• Are you a frequent IHG guest?
  If your stays at IHG hotels are consistent and you want elite perks, the Premier (personal) or Premier Business may offer better long-term value.
• Can you meet the higher spend thresholds?
  The business card’s full bonus requires $9,000 spend in six months. Make sure you have that flexibility in your budget before committing.
• Do you run a business or have business expenses?
  If yes, the business version may align naturally with your existing costs.
• What perks beyond the bonus matter to you?
  Compare benefits like elite status perks, anniversary free nights, Global Entry/TSA PreCheck credits, and how many points you can earn at IHG hotels.

🔍 Tips to Maximize the Elevated Offers

• Apply early: The offers are scheduled to expire soon, so don’t wait until the last minute.
• Plan spending strategically: Use categories like business supplies, utilities, or large purchases you already planned to help you hit the thresholds without waste.
• Stack with hotel stays: Combine the card’s bonus earnings at IHG properties plus your membership benefits to amplify your return.
• Mind the fine print: Be sure your purchases count toward the welcome bonus (some transactions may be excluded), and monitor your spending timeline.
• Consider future value: Even though the welcome bonus is high, assess ongoing value (perks, redemption options) to decide which card you might want to keep beyond the first year.

🎯 Final Thoughts

These elevated IHG card offers are some of the most aggressive we’ve seen — especially if you’re able to meet the spend requirements. Whether you go for a no-fee option or aim for the maximum business bonus, you can come away with serious points in your account.

But remember: the bonus is just the start. Look carefully at how each card fits with your travel habits, hotel brand loyalty, and monthly spending. If aligned, this promotion is worth capitalizing on before it ends.