Chase Ink Cash’s New 90,000-Point Bonus Is a Game Changer (No Annual Fee!)

If you’re looking for a no annual fee business card that punches way above its class, the latest welcome offer on the Chase Ink Cash card demands attention. It’s rare to see such a high bonus on a fee-free product — making now a prime time to reevaluate whether this card should be in your wallet.

Below, I break down what the offer is, who it’s for, and how to use it smartly.

🎯 What’s the Offer?

• Earn 90,000 points after spending $6,000 in purchases in the first 3 months
• Since the card is marketed as a cash-back product, this bonus is often described in cash terms (for example, $900)
• Because Chase Ink Cash is part of the Ultimate Rewards ecosystem, those “points” can be converted into competitively valued travel currency (when paired with other Ultimate Rewards-earning cards)
• And of course — the card carries no annual fee, making it an especially low-risk opportunity to lock in value

📈 Why This Bonus Stands Out

• Elite bonus on a fee-free card: It’s rare to see such a generous offer when there’s no annual fee — that means more upside with lower downside.
• Upside via points — not just cash: Because the rewards post as Ultimate Rewards points, you might be able to convert them into airline miles, hotel points, or get more value through travel redemptions instead of just cash.
• Strong ongoing value: Beyond the bonus, the card offers excellent category multipliers which make daily business expenses more rewarding.
• No pressure to cancel: With no annual fee, there’s little penalty if you decide the card doesn’t fit your long-term strategy after claiming the bonus.

💳 How the Card Works (Ongoing Rewards & Perks)

Once the welcome bonus is behind you, here’s how the card earns and what perks it offers:

Category	Reward Rate*
Office supply stores, internet / phone / cable	5x— points (on the first $25,000 of combined spend per year)
Restaurants & gas stations	2x— points (on the first $25,000 of combined spend per year)
Other purchases	1x— point

* These are standard earnings; always check terms and caps.

Additional perks include:

• Primary auto rental insurance (for business rentals)
• Purchase protection and extended warranty coverage
• Ability to combine points with other Ultimate Rewards–earning cards to unlock higher-value redemptions

🧠 Is This Offer Right for You?

This offer is especially compelling if:

• You run a business or side gig and have $6,000 of spend you can legitimately route to this card
• You already carry (or are willing to carry) a premium Ultimate Rewards–earning card (like Chase Sapphire Preferred or Reserve) so you can convert these bonus points into airline/hotel transfers
• You want a no-annual-fee card that can also deliver serious return
• You’re comfortable with the $6,000 spend in 3 months — it’s aggressive but relatively achievable

It might be less compelling if:

• You don’t have that amount of business or legitimate spend
• You don’t plan to optimize since you’d redeem for cash only (and cash value may lag behind transfer/value options)
• You already received a similar bonus recently (check Chase’s rules and your own application history)

✅ Bottom Line

The 90,000-point bonus on a no annual fee Chase Ink Cash card is one of the strongest no-cost business card offers we’ve seen. If you can meet the $6,000 threshold and have a strategy to convert or extract value from Ultimate Rewards, this could yield enormous returns.

Because there’s little downside (no fee), this is one of those offers you want to seriously consider while it’s live — especially if your business expenses or overhead naturally align with it.