United Airlines has introduced a new way to earn MileagePlus miles without opening another credit card. The United MileagePlus debit card ties your everyday banking to MileagePlus rewards and kicks off with a straightforward signup incentive.
If you prefer debit spending or want to build United miles outside of credit products, this could fit nicely into your strategy.
✈️ Key Offer Highlights
- Launch bonus: Earn 10,000 bonus miles when you open an account and spend $500 within the first four months of card membership.
- Everyday earning:
- 1 mile per $1 on United purchases
- 1 mile per $2 on other eligible purchases
- Annual kicker: 2,500 bonus miles each calendar year after $10,000 in debit-card spend
- Balance bonus: Potential to earn additional miles based on your average daily account balance (earn by spending and saving)
💰 Fees & Waivers
- Monthly fee waived with an average daily balance of $2,000+
- $4 monthly fee if the balance falls below $2,000
If you plan to park funds here or make this a primary checking hub, the fee should be easy to avoid.
🔐 Built-In Controls & Tracking
- Instantly lock/unlock your card
- Set spending limits for additional control
- Track miles easily to watch rewards grow over time
🧭 Who This Card Makes Sense For
Choose this if you:
- ✅ Fly United regularly and value MileagePlus miles
- ✅ Prefer debit-based budgeting or want to avoid credit pulls
- ✅ Want a simple 10K intro bonus with light requirements
- ✅ Appreciate earning both on purchases and savings balance
It won’t replace premium United credit cards for heavy points optimizers, but it’s a strong niche option for debit-first earners.
⚠️ Things to Consider
- Non-United earn rate (1 mile per $2) is lower than many credit cards
- No premium perks like free bags, priority boarding, or lounge access
- Best value if you’ll avoid the monthly fee and actually redeem United miles regularly
✅ Bottom Line
The new United MileagePlus debit card delivers a rare debit signup bonus and ongoing ways to earn miles through spending and saving. If you’re a United loyalist who prefers debit — or you want miles without opening a new credit line — the combo of a 10,000-mile launch bonus, annual 2,500-mile kicker, and balance-based earning makes this worth a serious look.
pointmetoluxury.com 
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